/* ============ VartojimoPaskola.com — Fresh & Friendly ============ */
/* Ẩn thanh scrollbar (giữ chức năng cuộn) */
html { scrollbar-width: none; -ms-overflow-style: none; }
html::-webkit-scrollbar, body::-webkit-scrollbar { width: 0; height: 0; display: none; }
:root {
  --green: #059669;
  --green-dark: #047857;
  --green-deep: #065f46;
  --green-soft: #d1fae5;
  --green-pale: #f0fdf4;
  --cream: #fefce8;
  --cream-soft: #fdfbf0;
  --coral: #fb7185;
  --amber: #f59e0b;
  --amber-soft: #fef3c7;
  --ink: #1c3d32;
  --ink-soft: #4b6a5e;
  --white: #ffffff;
  --radius-lg: 26px;
  --radius-md: 20px;
  --shadow-soft: 0 10px 30px -8px rgba(5, 150, 105, .18);
  --shadow-card: 0 14px 40px -12px rgba(5, 150, 105, .22);
}

* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  color: var(--ink);
  background: var(--cream-soft);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; }
a { color: inherit; }
[hidden] { display: none !important; }
.container { max-width: 1160px; margin: 0 auto; padding: 0 20px; }

h1, h2, h3, h4 { line-height: 1.2; font-weight: 800; letter-spacing: -.02em; }

/* ---------- SVG ikonos (vietoj emoji) ---------- */
.ico {
  display: inline-block; width: 1.15em; height: 1.15em;
  vertical-align: -0.2em; fill: none;
  stroke: currentColor; stroke-width: 1.9;
  stroke-linecap: round; stroke-linejoin: round;
  flex: 0 0 auto;
}
.benefit-icon .ico { width: 28px; height: 28px; stroke-width: 1.8; stroke: var(--green-dark); }
.benefit-card:nth-child(1) .benefit-icon .ico { stroke: #b45309; }
.benefit-card:nth-child(3) .benefit-icon .ico { stroke: #e11d48; }
.benefit-card:nth-child(4) .benefit-icon .ico { stroke: #0369a1; }
.benefit-card:nth-child(5) .benefit-icon .ico { stroke: #6d28d9; }
.form-note .ico { width: 14px; height: 14px; vertical-align: -0.15em; stroke: #94a89f; margin-right: 5px; }
.offer-badge .ico { width: 14px; height: 14px; vertical-align: -0.15em; stroke: #7c3f00; margin-right: 4px; }
.footer-warning .ico { width: 16px; height: 16px; vertical-align: -0.2em; stroke: var(--amber); margin-right: 6px; }
.answer-box .ico-tip { width: 18px; height: 18px; vertical-align: -0.25em; stroke: var(--green-dark); margin-right: 6px; }
/* SVG įterptas prieš tekstą sąrašuose (hero-features, pros/cons ir kt.) — mažas tarpas */
.hero-features .ico, .prose .ico { margin-right: 5px; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  font-family: inherit; font-weight: 700; font-size: 16px;
  border: none; cursor: pointer; text-decoration: none;
  border-radius: 999px; padding: 15px 30px;
  transition: transform .18s ease, box-shadow .18s ease, background .18s ease;
}
.btn-primary {
  background: var(--green); color: #fff;
  box-shadow: 0 8px 24px -6px rgba(5, 150, 105, .5);
}
.btn-primary:hover { background: var(--green-dark); transform: translateY(-2px); box-shadow: 0 12px 28px -6px rgba(5, 150, 105, .55); }
.btn-white {
  background: #fff; color: var(--green-deep);
  box-shadow: 0 8px 24px -6px rgba(0, 0, 0, .25);
}
.btn-white:hover { transform: translateY(-2px); }
.btn-block { width: 100%; }

/* ---------- Header ---------- */
.header {
  position: sticky; top: 0; z-index: 100;
  background: var(--cream-soft);
  border-bottom: 1px solid rgba(5, 150, 105, .1);
}
.header-inner { display: flex; align-items: center; gap: 28px; height: 74px; }
.logo { display: inline-flex; align-items: center; gap: 10px; text-decoration: none; font-weight: 800; font-size: 18px; flex-wrap: nowrap; }
.logo-icon {
  width: 40px; height: 40px; flex: 0 0 auto;
  display: block;
  filter: drop-shadow(0 6px 14px rgba(5, 150, 105, .4));
}
.logo-icon svg { display: block; width: 100%; height: 100%; }
.logo-text { white-space: nowrap; }
.logo-text b { color: var(--green); }
.nav { display: flex; gap: 26px; margin-left: auto; align-items: center; }
.nav > a, .nav-item > a { text-decoration: none; font-weight: 600; font-size: 15px; color: var(--ink-soft); transition: color .15s; }
.nav > a:hover, .nav-item > a:hover { color: var(--green); }
.btn-header { padding: 11px 22px; font-size: 15px; }

/* ---- Dropdown menu ---- */
.nav-item { position: relative; }
.nav-item > a { display: inline-flex; align-items: center; gap: 5px; cursor: pointer; }
.nav-item > a::after { content: "▾"; font-size: 11px; color: #94a89f; }
.nav-dropdown {
  position: absolute; top: calc(100% + 10px); left: 50%; transform: translateX(-50%) translateY(6px);
  background: #fff; border-radius: 16px; box-shadow: 0 16px 44px -12px rgba(28,61,50,.22);
  padding: 12px; min-width: 250px; display: grid; gap: 2px;
  opacity: 0; visibility: hidden; transition: opacity .18s ease, transform .18s ease;
  z-index: 120;
}
.nav-item:hover .nav-dropdown { opacity: 1; visibility: visible; transform: translateX(-50%) translateY(0); }
.nav-dropdown::before { content: ""; position: absolute; top: -10px; left: 0; right: 0; height: 10px; }
.nav-dropdown a {
  display: block; padding: 10px 14px; border-radius: 10px;
  font-size: 14.5px; font-weight: 600; color: var(--ink); text-decoration: none;
  transition: background .15s, color .15s;
}
.nav-dropdown a:hover { background: var(--green-pale); color: var(--green-dark); }
.nav-dropdown a span { display: block; font-size: 12px; font-weight: 500; color: #94a89f; margin-top: 1px; }

/* ---- Mobile nav toggle (hamburger) ---- */
.nav-toggle {
  display: none; margin-left: auto;
  width: 44px; height: 44px; border: none; background: var(--green-pale);
  border-radius: 12px; cursor: pointer; position: relative;
}
.nav-toggle span, .nav-toggle span::before, .nav-toggle span::after {
  content: ""; position: absolute; left: 50%;
  width: 20px; height: 2.5px; background: var(--green-deep); border-radius: 2px;
  transition: transform .2s ease, background .2s ease;
}
/* gạch giữa – căn tâm nút */
.nav-toggle span { top: 50%; transform: translate(-50%, -50%); }
/* 2 gạch ngoài – đối xứng đều ±7px quanh gạch giữa */
.nav-toggle span::before { top: 50%; transform: translate(-50%, -50%) translateY(-7px); }
.nav-toggle span::after  { top: 50%; transform: translate(-50%, -50%) translateY(7px); }
/* trạng thái mở → chữ X */
.nav-toggle.open span { background: transparent; }
.nav-toggle.open span::before { transform: translate(-50%, -50%) rotate(45deg); }
.nav-toggle.open span::after  { transform: translate(-50%, -50%) rotate(-45deg); }

/* ---------- Hero ---------- */
.hero {
  position: relative; overflow: hidden;
  background: linear-gradient(160deg, var(--cream) 0%, var(--green-pale) 55%, #ecfdf5 100%);
  padding: 70px 0 90px;
}
.hero::before, .hero::after {
  content: ""; position: absolute; border-radius: 50%; pointer-events: none;
}
.hero::before {
  width: 520px; height: 520px; top: -180px; right: -140px;
  background: radial-gradient(circle at 35% 35%, rgba(16, 185, 129, .18), rgba(16, 185, 129, 0) 70%);
}
.hero::after {
  width: 420px; height: 420px; bottom: -200px; left: -150px;
  background: radial-gradient(circle at 60% 40%, rgba(245, 158, 11, .14), rgba(245, 158, 11, 0) 70%);
}
.hero .blob {
  position: absolute; pointer-events: none; z-index: 0;
  border-radius: 62% 38% 55% 45% / 48% 60% 40% 52%;
}
.blob-1 { width: 160px; height: 160px; top: 60px; left: 4%; background: rgba(5, 150, 105, .08); }
.blob-2 { width: 90px; height: 90px; bottom: 90px; right: 8%; background: rgba(251, 113, 133, .12); }
.blob-3 { width: 60px; height: 60px; top: 40%; left: 46%; background: rgba(245, 158, 11, .14); }

.hero-inner {
  position: relative; z-index: 1;
  display: grid; grid-template-columns: 1.05fr .95fr; gap: 56px; align-items: center;
}
.hero-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: #fff; color: var(--green-deep);
  font-weight: 700; font-size: 14px;
  padding: 9px 18px; border-radius: 999px;
  box-shadow: var(--shadow-soft);
  margin-bottom: 22px;
}
.hero h1 { font-size: 50px; margin-bottom: 18px; }
.hero h1 .accent {
  position: relative; color: var(--green); white-space: nowrap;
}
/* hand-drawn style underline */
.hero h1 .accent::after {
  content: ""; position: absolute; left: -2%; right: -2%; bottom: 2px; height: 14px;
  background: url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 200 14" preserveAspectRatio="none"><path d="M3 10 C 40 4, 80 12, 120 7 S 185 5, 197 9" fill="none" stroke="%23f59e0b" stroke-width="5" stroke-linecap="round"/></svg>') no-repeat center / 100% 100%;
  z-index: -1; opacity: .85;
}
.hero-subtitle { font-size: 18px; color: var(--ink-soft); margin-bottom: 26px; max-width: 520px; }
.hero-features { list-style: none; display: grid; grid-template-columns: 1fr 1fr; gap: 12px 20px; margin-bottom: 32px; }
.hero-features li { display: flex; align-items: center; gap: 10px; font-size: 15px; font-weight: 500; }
.hero-features .check {
  flex: 0 0 auto; width: 26px; height: 26px; border-radius: 50%;
  background: var(--green-soft); color: var(--green-dark);
  display: flex; align-items: center; justify-content: center;
  font-size: 13px; font-weight: 800;
}
.hero-trust {
  display: flex; gap: 14px; flex-wrap: wrap;
}
.trust-item {
  background: #fff; border-radius: var(--radius-md);
  padding: 14px 20px; display: flex; flex-direction: column;
  box-shadow: var(--shadow-soft);
}
.trust-item b { font-size: 20px; color: var(--green); font-weight: 800; }
.trust-item span { font-size: 12.5px; color: var(--ink-soft); font-weight: 600; }

/* ---------- Form card ---------- */
.form-card {
  background: #fff; border-radius: var(--radius-lg);
  box-shadow: var(--shadow-card);
  padding: 34px 32px;
  position: relative;
}
.form-step { display: none; }
.form-step.active { display: block; animation: fadeIn .35s ease; }
@keyframes fadeIn {
  from { opacity: 0; transform: translateY(8px); }
  to { opacity: 1; transform: translateY(0); }
}

/* ---------- Modal (form + loading popup) ---------- */
.modal-overlay {
  position: fixed; inset: 0; z-index: 1000;
  background: rgba(15, 40, 30, .55); backdrop-filter: blur(3px);
  display: flex; align-items: center; justify-content: center;
  padding: 20px; animation: overlayIn .2s ease;
}
.modal-overlay[hidden] { display: none; }
@keyframes overlayIn { from { opacity: 0; } to { opacity: 1; } }
.modal {
  position: relative; width: 100%; max-width: 480px;
  max-height: calc(100vh - 40px); overflow-y: auto;
  scrollbar-width: none; -ms-overflow-style: none;
  background: #fff; border-radius: var(--radius-lg);
  box-shadow: 0 24px 60px -12px rgba(15, 40, 30, .4);
  padding: 34px 32px; animation: modalIn .28s cubic-bezier(.2,.8,.3,1);
}
.modal::-webkit-scrollbar { width: 0; height: 0; display: none; }
@keyframes modalIn {
  from { opacity: 0; transform: translateY(24px) scale(.97); }
  to { opacity: 1; transform: translateY(0) scale(1); }
}
.modal-close {
  position: absolute; top: 16px; right: 16px; z-index: 2;
  width: 38px; height: 38px; border: none; cursor: pointer;
  background: var(--green-pale); color: var(--green-deep);
  border-radius: 50%; font-size: 24px; line-height: 1;
  display: flex; align-items: center; justify-content: center;
  transition: background .15s, transform .15s;
}
.modal-close:hover { background: var(--green-soft); transform: rotate(90deg); }
.modal-step { display: none; }
.modal-step.active { display: block; animation: fadeIn .3s ease; }
body.modal-open, body.nav-open { overflow: hidden; }
@media (max-width: 520px) {
  .modal { padding: 40px 20px 26px; border-radius: 20px; }
}
.form-card-header { margin-bottom: 24px; }
.form-card-header h2 { font-size: 24px; margin-bottom: 4px; }
.form-card-header p { color: var(--ink-soft); font-size: 14.5px; font-weight: 500; }
.btn-back {
  background: var(--green-pale); border: none; cursor: pointer;
  font-family: inherit; font-weight: 700; font-size: 13.5px; color: var(--green-dark);
  border-radius: 999px; padding: 7px 15px; margin-bottom: 14px;
  transition: background .15s;
}
.btn-back:hover { background: var(--green-soft); }

.slider-group { margin-bottom: 24px; }
.slider-label { display: flex; justify-content: space-between; align-items: baseline; margin-bottom: 12px; }
.slider-label span:first-child { font-weight: 600; font-size: 15px; color: var(--ink-soft); }
.slider-value {
  font-weight: 800; font-size: 20px; color: var(--green-deep);
  background: var(--green-pale); padding: 4px 14px; border-radius: 999px;
}
input[type="range"] {
  --fill: 50%;
  width: 100%; appearance: none; -webkit-appearance: none;
  height: 10px; border-radius: 999px; outline: none; cursor: pointer;
  background: linear-gradient(to right, var(--green) 0%, var(--green) var(--fill), #e2ede7 var(--fill), #e2ede7 100%);
}
input[type="range"]::-webkit-slider-thumb {
  appearance: none; -webkit-appearance: none;
  width: 28px; height: 28px; border-radius: 50%;
  background: #fff; border: 5px solid var(--green);
  box-shadow: 0 4px 12px rgba(5, 150, 105, .35);
  cursor: grab; transition: transform .12s;
}
input[type="range"]::-webkit-slider-thumb:hover { transform: scale(1.08); }
input[type="range"]::-moz-range-thumb {
  width: 28px; height: 28px; border-radius: 50%;
  background: #fff; border: 5px solid var(--green);
  box-shadow: 0 4px 12px rgba(5, 150, 105, .35); cursor: grab;
}
.slider-minmax { display: flex; justify-content: space-between; font-size: 12.5px; color: #94a89f; font-weight: 600; margin-top: 8px; }

.payment-preview {
  background: linear-gradient(135deg, var(--green-pale), var(--green-soft));
  border-radius: var(--radius-md);
  padding: 18px 22px; margin-bottom: 22px;
  display: grid; grid-template-columns: 1fr auto; align-items: center; gap: 4px 10px;
}
.payment-preview > span { font-weight: 600; font-size: 14.5px; color: var(--green-deep); }
.payment-preview b { font-size: 28px; font-weight: 800; color: var(--green-deep); }
.payment-note { grid-column: 1 / -1; font-size: 12px; color: var(--green-deep); opacity: .8; font-weight: 500; line-height: 1.4; margin-top: 2px; }
.form-note { text-align: center; font-size: 13px; color: #94a89f; font-weight: 600; margin-top: 14px; }
.req { color: var(--coral); font-weight: 700; }

/* form fields */
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.form-field { margin-bottom: 16px; }
.form-field label { display: block; font-weight: 700; font-size: 13.5px; margin-bottom: 7px; color: var(--ink); }
.form-field input, .form-field select {
  width: 100%; font-family: inherit; font-size: 15px; font-weight: 500; color: var(--ink);
  border: 2px solid #e2ede7; border-radius: 16px;
  padding: 13px 16px; background: #fbfdf9;
  outline: none; transition: border-color .15s, box-shadow .15s;
  appearance: none; -webkit-appearance: none;
}
.form-field select {
  background-image: url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" width="14" height="9" viewBox="0 0 14 9"><path d="M1 1l6 6 6-6" stroke="%234b6a5e" stroke-width="2.4" fill="none" stroke-linecap="round"/></svg>');
  background-repeat: no-repeat; background-position: right 16px center;
  padding-right: 40px;
}
.form-field input:focus, .form-field select:focus {
  border-color: var(--green); box-shadow: 0 0 0 4px rgba(5, 150, 105, .12); background: #fff;
}
.form-field input.invalid, .form-field select.invalid,
input.invalid, select.invalid { border-color: var(--coral); box-shadow: 0 0 0 4px rgba(251, 113, 133, .14); }
.phone-input { display: flex; align-items: stretch; }
.phone-prefix {
  display: flex; align-items: center; padding: 0 14px;
  background: var(--green-pale); border: 2px solid #e2ede7; border-right: none;
  border-radius: 16px 0 0 16px; font-weight: 700; font-size: 15px; color: var(--green-deep);
}
.phone-input input { border-radius: 0 16px 16px 0; }
.checkbox-field {
  display: flex; gap: 10px; align-items: flex-start;
  font-size: 13.5px; color: var(--ink-soft); font-weight: 500;
  margin: 6px 0 18px; cursor: pointer;
  padding: 12px 14px; border-radius: 16px; border: 2px solid transparent;
  transition: border-color .15s;
}
.checkbox-field + .checkbox-field { margin-top: -22px; }
.checkbox-field.invalid { border-color: var(--coral); background: rgba(251, 113, 133, .06); }
.checkbox-field input { width: 20px; height: 20px; accent-color: var(--green); flex: 0 0 auto; margin-top: 1px; cursor: pointer; }
.checkbox-field a { color: var(--green); font-weight: 700; }

/* loading */
.loading-screen { text-align: center; padding: 22px 0 8px; }
.spinner {
  position: relative;
  width: 72px; height: 72px; margin: 0 auto 22px;
  display: flex; align-items: center; justify-content: center;
}
.spinner::before {
  content: ""; position: absolute; inset: 0;
  border-radius: 50%; border: 6px solid var(--green-soft); border-top-color: var(--green);
  animation: spin .9s linear infinite;
}
.spinner-count {
  position: relative; z-index: 1;
  font-size: 26px; font-weight: 800; color: var(--green);
  font-variant-numeric: tabular-nums; line-height: 1;
}
@keyframes spin { to { transform: rotate(360deg); } }
.loading-screen h2 { font-size: 21px; margin-bottom: 22px; }
.loading-steps { list-style: none; text-align: left; max-width: 320px; margin: 0 auto 24px; display: grid; gap: 12px; }
.loading-steps li { display: flex; align-items: center; gap: 12px; font-weight: 600; font-size: 14.5px; color: #94a89f; transition: color .3s; }
.loading-steps li.done { color: var(--ink); }
.load-icon {
  flex: 0 0 auto; width: 28px; height: 28px; border-radius: 50%;
  background: #eef5f0; color: #94a89f;
  display: flex; align-items: center; justify-content: center;
  font-size: 13px; font-weight: 800; transition: all .3s;
}
li.done .load-icon { background: var(--green); color: #fff; }
.progress-bar { height: 10px; background: #eef5f0; border-radius: 999px; overflow: hidden; }
.progress-fill {
  height: 100%; width: 0; border-radius: 999px;
  background: linear-gradient(90deg, var(--green), #34d399);
  /* tolygus (linijinis) užpildymas – JS nustato 3 s trukmę */
  transition: width 3s linear;
}

/* ---------- Sections shared ---------- */
section { padding: 84px 0; }
.section-title { font-size: 36px; text-align: center; margin-bottom: 12px; }
.section-subtitle { text-align: center; color: var(--ink-soft); font-size: 17px; margin-bottom: 48px; font-weight: 500; }

/* ---------- Offers ---------- */
.offers { background: var(--cream-soft); padding-top: 84px; }
.offers-header { text-align: center; margin-bottom: 42px; }
.offers-success {
  width: 62px; height: 62px; margin: 0 auto 18px;
  border-radius: 50%; background: var(--green-soft); color: var(--green-dark);
  display: flex; align-items: center; justify-content: center;
  font-size: 26px; font-weight: 800;
  box-shadow: var(--shadow-soft);
}
.offers-header h2 { font-size: 34px; margin-bottom: 10px; }
.offers-header p { color: var(--ink-soft); font-weight: 500; }
.offers-header p b { color: var(--green-deep); }
.offers-list { display: grid; gap: 22px; }

.offer-card {
  position: relative; background: #fff;
  border-radius: 20px;
  box-shadow: 0 10px 30px -14px rgba(28, 61, 50, .18);
  border: 1px solid #edf4f0;
  overflow: hidden;
  display: grid; grid-template-columns: 244px 1fr 218px; align-items: stretch;
  transition: transform .2s ease, box-shadow .2s ease, border-color .2s;
}
.offer-card:hover { transform: translateY(-4px); box-shadow: 0 22px 48px -20px rgba(5,150,105,.35); border-color: var(--green-soft); }
.offer-card.best {
  border: 2px solid var(--green);
  box-shadow: 0 20px 50px -18px rgba(5, 150, 105, .4);
}
.offer-card.best .offer-brand { background: linear-gradient(180deg, #f0fdf4, #fff); }
.offer-badge {
  position: absolute; top: 0; left: 50%; transform: translateX(-50%);
  background: linear-gradient(135deg, var(--amber), #fbbf24); color: #7c3f00;
  font-weight: 800; font-size: 12.5px; letter-spacing: .02em;
  padding: 7px 22px; border-radius: 0 0 14px 14px;
  z-index: 2; white-space: nowrap;
  box-shadow: 0 6px 16px -4px rgba(245, 158, 11, .55);
  display: inline-flex; align-items: center; gap: 5px;
}
.offer-brand {
  display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 12px;
  padding: 30px 22px 26px;
  border-right: 1px solid #eef5f0;
}
.offer-logo-img {
  display: block;
  width: 190px; height: 76px;      /* khung cố định — mọi logo bằng nhau */
  object-fit: contain;              /* ảnh bên trong giữ tỉ lệ, căn giữa */
  background: #fff;
  border: 1px solid #e2ede7;
  border-radius: 12px;
  padding: 12px 18px;
  box-shadow: 0 4px 14px -6px rgba(28, 61, 50, .16);
}
.offer-usp {
  display: inline-flex; align-items: center; gap: 5px;
  font-size: 12px; font-weight: 700; color: var(--green-dark);
  background: var(--green-pale); padding: 6px 13px; border-radius: 999px;
  text-align: center; line-height: 1.3;
}
.offer-usp::before { content: ""; width: 6px; height: 6px; border-radius: 50%; background: var(--green); flex: 0 0 auto; }
.offer-rating { display: flex; flex-direction: column; align-items: center; gap: 3px; font-size: 12.5px; color: var(--ink-soft); font-weight: 600; }
.offer-rating .stars { color: var(--amber); font-size: 16px; letter-spacing: 2px; }
.offer-rating b { color: var(--ink); font-size: 14px; }

.offer-details {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 2px;
  padding: 22px; align-content: center;
}
.offer-detail {
  display: flex; flex-direction: column; gap: 3px;
  padding: 11px 14px; border-radius: 11px;
  transition: background .15s;
}
.offer-detail:hover { background: #f7fef9; }
.offer-detail span { font-size: 10.5px; font-weight: 800; text-transform: uppercase; letter-spacing: .05em; color: #9bb0a6; }
.offer-detail b { font-size: 15px; font-weight: 800; color: var(--ink); letter-spacing: -.01em; }
/* paryškinti svarbiausius: palūkanų norma ir BVKKMN */
.offer-detail.hl { background: var(--green-pale); }
.offer-detail.hl b { color: var(--green-deep); }

.offer-cta {
  display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 9px;
  padding: 24px 20px;
  background: linear-gradient(160deg, var(--green-pale), #f4fdf8);
  border-left: 1px solid #eef5f0;
}
.offer-cta .btn { width: 100%; padding: 14px 18px; font-size: 15px; }
.offer-cta .cta-note {
  display: inline-flex; align-items: center; gap: 5px;
  font-size: 11.5px; color: var(--green-dark); font-weight: 700;
}
.offer-cta .cta-note::before { content: ""; width: 14px; height: 14px; flex: 0 0 auto; background: no-repeat center / contain url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" width="14" height="14" fill="none" stroke="%23047857" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"><circle cx="12" cy="12" r="9"/><path d="M12 7v5l3 2"/></svg>'); }
.offer-cta > span { font-size: 12px; color: #94a89f; font-weight: 600; }
.offers-disclaimer { margin-top: 30px; text-align: center; font-size: 13px; color: #94a89f; font-weight: 500; max-width: 780px; margin-left: auto; margin-right: auto; }

/* ---------- How it works ---------- */
.how-it-works { background: #fff; border-radius: 48px 48px 0 0; }
.steps-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 26px; }
.step-card {
  background: var(--cream); border-radius: var(--radius-lg);
  padding: 38px 30px; text-align: center;
  transition: transform .18s ease, box-shadow .18s ease;
}
.step-card:nth-child(2) { background: var(--green-pale); }
.step-card:nth-child(3) { background: #fff1f2; }
.step-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-soft); }
.step-number {
  width: 72px; height: 72px; margin: 0 auto 20px;
  border-radius: 50%; display: flex; align-items: center; justify-content: center;
  font-size: 30px; font-weight: 800; color: #fff;
  background: linear-gradient(135deg, var(--amber), #fbbf24);
  box-shadow: 0 10px 22px -6px rgba(245, 158, 11, .5);
}
.step-card:nth-child(2) .step-number {
  background: linear-gradient(135deg, var(--green), #34d399);
  box-shadow: 0 10px 22px -6px rgba(5, 150, 105, .5);
}
.step-card:nth-child(3) .step-number {
  background: linear-gradient(135deg, var(--coral), #fda4af);
  box-shadow: 0 10px 22px -6px rgba(251, 113, 133, .5);
}
.step-card h3 { font-size: 20px; margin-bottom: 10px; }
.step-card p { color: var(--ink-soft); font-size: 15px; font-weight: 500; }

/* ---------- Benefits ---------- */
.benefits { background: linear-gradient(180deg, #fff 0%, var(--green-pale) 100%); }
.benefits-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.benefit-card {
  background: #fff; border-radius: var(--radius-md);
  padding: 30px 26px;
  box-shadow: 0 6px 20px -10px rgba(28, 61, 50, .1);
  transition: transform .18s ease, box-shadow .18s ease;
}
.benefit-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-soft); }
.benefit-icon {
  width: 56px; height: 56px; border-radius: 18px;
  display: flex; align-items: center; justify-content: center;
  font-size: 26px; margin-bottom: 16px;
}
.benefit-card:nth-child(1) .benefit-icon { background: var(--amber-soft); }
.benefit-card:nth-child(2) .benefit-icon { background: var(--green-soft); }
.benefit-card:nth-child(3) .benefit-icon { background: #ffe4e6; }
.benefit-card:nth-child(4) .benefit-icon { background: #e0f2fe; }
.benefit-card:nth-child(5) .benefit-icon { background: #ede9fe; }
.benefit-card:nth-child(6) .benefit-icon { background: var(--cream); }
.benefit-card h3 { font-size: 18px; margin-bottom: 8px; }
.benefit-card p { color: var(--ink-soft); font-size: 14.5px; font-weight: 500; }

/* ---------- SEO content ---------- */
.seo-content { background: var(--green-pale); }
.seo-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 26px; }
.seo-grid article {
  background: #fff; border-radius: var(--radius-lg);
  padding: 38px 34px;
  box-shadow: 0 6px 20px -10px rgba(28, 61, 50, .08);
}
.seo-grid h2 { font-size: 23px; margin-bottom: 16px; }
.seo-grid p { color: var(--ink-soft); font-size: 15px; font-weight: 500; margin-bottom: 12px; }
.seo-grid p:last-child { margin-bottom: 0; }
.seo-grid b { color: var(--ink); }

/* ---------- FAQ ---------- */
.faq { background: var(--cream-soft); }
.faq-list { max-width: 760px; margin: 0 auto; display: grid; gap: 14px; }
.faq-item {
  background: #fff; border-radius: var(--radius-md);
  box-shadow: 0 6px 20px -12px rgba(28, 61, 50, .12);
  overflow: hidden;
  border: 2px solid transparent;
  transition: border-color .2s;
}
.faq-item[open] { border-color: var(--green-soft); }
.faq-item:hover { box-shadow: 0 10px 26px -12px rgba(28, 61, 50, .2); }
.faq-item summary {
  list-style: none; cursor: pointer;
  padding: 20px 60px 20px 24px;
  font-weight: 700; font-size: 16.5px; color: var(--ink);
  position: relative; transition: color .15s;
}
.faq-item summary:hover { color: var(--green-dark); }
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
  content: "+"; position: absolute; right: 18px; top: 50%; transform: translateY(-50%);
  width: 30px; height: 30px; border-radius: 50%;
  background: var(--green-pale); color: var(--green-dark);
  display: flex; align-items: center; justify-content: center;
  font-size: 19px; font-weight: 700;
  transition: transform .2s, background .2s;
}
.faq-item[open] summary::after { content: "–"; background: var(--green); color: #fff; transform: translateY(-50%) rotate(180deg); }
.faq-item p { padding: 2px 24px 22px; color: #3a4d45; font-size: 15px; line-height: 1.65; font-weight: 500; }

/* ---------- CTA ---------- */
.cta {
  background: linear-gradient(135deg, var(--green-deep), var(--green));
  border-radius: 48px; margin: 0 20px;
  position: relative; overflow: hidden;
}
.cta::before {
  content: ""; position: absolute; width: 360px; height: 360px; border-radius: 50%;
  background: rgba(255, 255, 255, .07); top: -140px; right: -100px;
}
.cta::after {
  content: ""; position: absolute; width: 220px; height: 220px;
  border-radius: 58% 42% 50% 50% / 46% 56% 44% 54%;
  background: rgba(255, 255, 255, .06); bottom: -90px; left: -60px;
}
.cta-inner { text-align: center; position: relative; z-index: 1; }
.cta h2 { color: #fff; font-size: 34px; margin-bottom: 12px; }
.cta p { color: rgba(255, 255, 255, .85); font-size: 17px; font-weight: 500; margin-bottom: 28px; }

/* ---------- Footer ---------- */
.footer { background: var(--cream-soft); padding: 70px 0 40px; }
/* about (platus) + 5 nuorodų stulpeliai. Naudojam auto-fit, kad niekada
   nebūtų „pakibusio" stulpelio, nesvarbu kiek jų būtų. */
.footer-grid { display: grid; grid-template-columns: 1.6fr repeat(5, 1fr); gap: 30px 26px; margin-bottom: 44px; }
.footer-about { grid-column: auto; }
@media (max-width: 1100px) { .footer-grid { grid-template-columns: repeat(3, 1fr); } .footer-about { grid-column: 1 / -1; } }
@media (max-width: 680px)  { .footer-grid { grid-template-columns: 1fr 1fr; } }
.footer-col h4 { font-size: 14px; font-weight: 800; text-transform: uppercase; letter-spacing: .04em; margin-bottom: 16px; color: var(--ink); }
.footer-col a:not(.logo) { display: block; text-decoration: none; color: var(--ink-soft); font-size: 14.5px; font-weight: 500; padding: 9px 0; margin-bottom: 1px; transition: color .15s, transform .15s; }
.footer-col a:not(.logo):hover { transform: translateX(2px); color: var(--green); }
.footer-about p { color: var(--ink-soft); font-size: 14.5px; font-weight: 500; margin-top: 14px; max-width: 320px; }
.logo-footer { margin-bottom: 4px; }
.footer-legal { border-top: 1px solid rgba(28, 61, 50, .1); padding-top: 28px; }
.footer-legal p { font-size: 13px; color: #94a89f; font-weight: 500; margin-bottom: 12px; }
.footer-warning { color: var(--amber) !important; font-weight: 700 !important; }
.footer-copy { margin-top: 6px; }

/* ---------- Legal pages (privatumo politika ir kt.) ---------- */
.legal-page { padding: 56px 0 80px; max-width: 800px; }
.legal-page h1 { font-size: 34px; margin-bottom: 8px; }
.legal-updated { color: #94a89f; font-size: 14px; font-weight: 600; margin-bottom: 36px; }
.legal-page h2 { font-size: 21px; margin: 32px 0 12px; }
.legal-page p, .legal-page li { font-size: 15px; color: var(--ink-soft); font-weight: 500; margin-bottom: 12px; }
.legal-page ul { padding-left: 22px; margin-bottom: 12px; }
.legal-page a { color: var(--green); font-weight: 700; }
.legal-page b { color: var(--ink); }

/* ---------- Breadcrumbs ---------- */
.breadcrumbs {
  display: inline-flex; flex-wrap: wrap; align-items: center; gap: 8px;
  font-size: 13px; font-weight: 600; color: #94a89f;
  padding: 8px 16px; margin-top: 4px;
  background: rgba(255,255,255,.7); border-radius: 999px;
  border: 1px solid rgba(5,150,105,.1);
}
.breadcrumbs a { color: var(--ink-soft); text-decoration: none; transition: color .15s; }
.breadcrumbs a:hover { color: var(--green); }
.breadcrumbs .sep { color: #c3d2ca; }
.breadcrumbs .current { color: var(--green-deep); }

/* ---------- Page hero (inner pages) ---------- */
.page-hero {
  position: relative; overflow: hidden;
  background: linear-gradient(160deg, var(--cream) 0%, var(--green-pale) 60%, #ecfdf5 100%);
  padding: 30px 0 48px;
}
.page-hero::before {
  content: ""; position: absolute; top: -120px; right: -100px;
  width: 380px; height: 380px; border-radius: 50%; pointer-events: none;
  background: radial-gradient(circle at 40% 40%, rgba(16,185,129,.14), rgba(16,185,129,0) 70%);
}
.page-hero .container { position: relative; z-index: 1; }
.page-hero h1 { font-size: 40px; margin: 16px 0 14px; letter-spacing: -.03em; max-width: 840px; }
.page-hero .lead { font-size: 18px; line-height: 1.6; color: var(--ink-soft); font-weight: 500; max-width: 720px; }
.meta-line {
  display: flex; flex-wrap: wrap; gap: 10px; align-items: center;
  margin-top: 20px; font-size: 13px; font-weight: 700; color: #94a89f;
}
.meta-line .chip {
  display: inline-flex; align-items: center; gap: 6px;
  background: #fff; color: var(--green-deep);
  padding: 7px 15px; border-radius: 999px; box-shadow: 0 4px 14px -6px rgba(5,150,105,.25);
  border: 1px solid rgba(5,150,105,.08);
}

/* ---------- AEO answer box (featured snippet bait) ---------- */
.answer-box {
  position: relative;
  background: linear-gradient(135deg, #ecfdf5, #f4fdf8);
  border: 1px solid var(--green-soft);
  border-radius: 18px;
  padding: 22px 26px 22px 28px; margin: 26px 0;
  box-shadow: 0 8px 24px -14px rgba(5,150,105,.3);
}
.answer-box::before {
  content: ""; position: absolute; left: 0; top: 18px; bottom: 18px; width: 5px;
  border-radius: 999px; background: linear-gradient(var(--green), var(--green-dark));
}
.answer-box p { color: var(--ink); font-size: 16px; line-height: 1.65; font-weight: 500; margin: 0; }
.answer-box b { color: var(--green-deep); }
.answer-box .answer-label {
  display: inline-flex; align-items: center; gap: 7px;
  font-size: 11.5px; font-weight: 800; text-transform: uppercase;
  letter-spacing: .06em; color: var(--green-dark); margin-bottom: 9px;
}
.answer-box .answer-label::before {
  content: ""; width: 15px; height: 15px; border-radius: 50%;
  background: var(--green); box-shadow: inset 0 0 0 3px #fff, 0 0 0 2px var(--green);
}

/* ---------- Article / prose ---------- */
/* svarbu: naudoti padding-block, kad NEnutrintų .container šoninių paraščių (0 20px) */
.article-layout { display: grid; grid-template-columns: minmax(0, 1fr) 320px; gap: 52px; padding-block: 52px 84px; align-items: start; }
.prose { max-width: 760px; font-size: 16.5px; line-height: 1.75; }
.prose > h2 {
  font-size: 28px; margin: 46px 0 16px; letter-spacing: -.02em; position: relative;
  padding-top: 22px; border-top: 1px solid #e8f0ec;
}
.prose > h2:first-child, .prose > .answer-box + h2 { border-top: none; padding-top: 0; }
.prose h3 { font-size: 20.5px; margin: 32px 0 10px; color: var(--green-deep); }
.prose p { color: #3a4d45; margin-bottom: 16px; }
.prose > p:first-of-type { font-size: 17.5px; color: var(--ink); }
/* Custom bullets tik tiesioginiam prose sąrašui (ne pros-cons, toc, faq) */
.prose > ul, .prose > ol { padding-left: 4px; margin: 4px 0 20px; list-style: none; }
.prose > ol { counter-reset: li; }
.prose > ul > li, .prose > ol > li { color: #3a4d45; margin-bottom: 11px; padding-left: 34px; position: relative; }
.prose > ul > li::before {
  content: ""; position: absolute; left: 2px; top: .58em;
  width: 16px; height: 16px; margin-top: -8px; border-radius: 50%;
  background: var(--green-pale);
  box-shadow: inset 0 0 0 2px var(--green);
}
.prose > ul > li::after {
  content: ""; position: absolute; left: 7px; top: .58em; margin-top: -3px;
  width: 6px; height: 6px; border-radius: 50%; background: var(--green);
}
.prose > ol > li { counter-increment: li; }
.prose > ol > li::before {
  content: counter(li); position: absolute; left: 0; top: .1em;
  width: 24px; height: 24px; border-radius: 50%;
  background: var(--green); color: #fff;
  font-size: 12.5px; font-weight: 800; line-height: 24px; text-align: center;
}
.prose a:not(.btn) { color: var(--green-dark); font-weight: 700; text-decoration: underline; text-decoration-color: var(--green-soft); text-underline-offset: 3px; text-decoration-thickness: 2px; transition: text-decoration-color .15s; }
.prose a:not(.btn):hover { text-decoration-color: var(--green); }
/* mygtukai visada išlaiko savo spalvą, net ir prose viduje */
.btn-primary { color: #fff !important; text-decoration: none !important; }
.btn-white { color: var(--green-deep) !important; text-decoration: none !important; }
.prose b, .prose strong { color: var(--ink); font-weight: 700; }
.prose img { border-radius: var(--radius-md); margin: 14px 0 22px; box-shadow: var(--shadow-soft); }
.prose blockquote {
  position: relative; margin: 24px 0;
  padding: 20px 24px 20px 56px;
  background: linear-gradient(135deg, var(--amber-soft), #fffbeb);
  border-radius: 16px; border: 1px solid #fce7a8;
  font-size: 16px; font-weight: 600; color: #7c5310;
}
.prose blockquote::before {
  content: "“"; position: absolute; left: 18px; top: 6px;
  font-family: Georgia, serif; font-size: 46px; line-height: 1;
  color: var(--amber); opacity: .5;
}

/* ---------- TOC / sidebar ---------- */
.sidebar { position: sticky; top: 94px; display: grid; gap: 20px; }
.side-card {
  background: #fff; border-radius: 18px;
  padding: 24px 24px; box-shadow: 0 8px 26px -14px rgba(28, 61, 50, .16);
  border: 1px solid #edf4f0;
}
.side-card h4 {
  font-size: 13px; margin-bottom: 14px; text-transform: uppercase;
  letter-spacing: .05em; color: var(--green-dark);
}
.toc { list-style: none; display: grid; gap: 2px; }
.toc a {
  display: block; font-size: 14px; font-weight: 600; color: var(--ink-soft);
  text-decoration: none; transition: all .15s;
  padding: 8px 12px; border-radius: 9px; border-left: 2px solid transparent;
}
.toc a:hover { color: var(--green-dark); background: var(--green-pale); border-left-color: var(--green); }
.side-cta { background: linear-gradient(140deg, var(--green-deep), var(--green)); text-align: center; border: none; position: relative; overflow: hidden; }
.side-cta::before { content: ""; position: absolute; top: -40px; right: -40px; width: 120px; height: 120px; border-radius: 50%; background: rgba(255,255,255,.08); }
.side-cta h4 { color: #fff; font-size: 17px; text-transform: none; letter-spacing: 0; position: relative; }
.side-cta p { color: rgba(255,255,255,.88); font-size: 13.5px; font-weight: 500; margin-bottom: 16px; position: relative; }
.side-cta .btn { position: relative; }

/* ---------- Comparison table ---------- */
.table-wrap {
  overflow-x: auto; border-radius: 18px;
  box-shadow: 0 12px 34px -14px rgba(28,61,50,.2);
  margin: 26px 0; border: 1px solid #e8f0ec;
  -webkit-overflow-scrolling: touch;
  /* užuomina, kad lentelę galima slinkti į šoną (šešėlis dešinėje) */
  background:
    linear-gradient(#fff 30%, rgba(255,255,255,0)) 0 0 / 100% 40px no-repeat,
    linear-gradient(rgba(255,255,255,0), #fff 70%) 0 100% / 100% 40px no-repeat,
    radial-gradient(farthest-side at 100% 50%, rgba(28,61,50,.14), rgba(28,61,50,0)) 100% 50% / 24px 100% no-repeat,
    #fff;
  background-attachment: local, local, scroll, local;
}
/* ===== Lentelės stilius „Minimal / clean" (Mẫu A) ===== */
.cmp-table { width: 100%; border-collapse: collapse; min-width: 640px; background: #fff; }
.cmp-table thead th {
  background: var(--green-deep); color: #fff; text-align: left;
  font-size: 11.5px; font-weight: 800; text-transform: uppercase; letter-spacing: .04em;
  padding: 16px 18px; white-space: nowrap;
}
.cmp-table thead th:first-child { border-top-left-radius: 18px; }
.cmp-table thead th:last-child { border-top-right-radius: 18px; }
.cmp-table td, .cmp-table th {
  overflow-wrap: normal; /* apsauga: ilgi žodžiai lentelėje nelaužomi per vidurį */
}
.cmp-table td {
  padding: 15px 18px; font-size: 14.5px; font-weight: 600; color: var(--ink-soft);
  border-bottom: 1px solid #f2f7f4; vertical-align: middle;
  white-space: nowrap; /* nei pavadinimai, nei skaičiai (300–35 000 €) nesiskaido */
}
.cmp-table tbody tr { transition: background .15s; }
.cmp-table tbody tr:last-child td { border-bottom: none; }
.cmp-table tbody tr:hover td { background: #fafdfb; }
.cmp-table tr.best-row td {
  background: var(--green-pale);
}
/* žalią kraštinę rodom tik pirmame langelyje (ne kiekviename stulpelyje) */
.cmp-table tr.best-row td:first-child { box-shadow: inset 3px 0 0 var(--green); }
.cmp-table tr.best-row:hover td { background: #e4fbec; }
.cmp-table td b, .cmp-table td a { color: var(--ink); font-weight: 700; }
.cmp-table td a { color: var(--green-dark); font-weight: 800; }
.cmp-table .btn { padding: 10px 20px; font-size: 13.5px; white-space: nowrap; }
.cmp-table .stars { color: var(--amber); letter-spacing: 1px; }
.cmp-table td:has(b) { color: var(--ink); }

/* ---------- Pros / cons ---------- */
.pros-cons { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin: 26px 0; }
.pros, .cons { border-radius: 18px; padding: 24px 26px; border: 1px solid transparent; }
.pros { background: linear-gradient(160deg, #f0fdf4, #f7fef9); border-color: var(--green-soft); }
.cons { background: linear-gradient(160deg, #fff1f2, #fff7f7); border-color: #fecdd3; }
.pros h3, .cons h3 { font-size: 15px; margin-bottom: 16px; display: flex; align-items: center; gap: 9px; text-transform: uppercase; letter-spacing: .03em; }
.pros h3 { color: var(--green-dark); }
.cons h3 { color: #be123c; }
.pros h3::before, .cons h3::before {
  content: ""; width: 26px; height: 26px; border-radius: 8px; flex: 0 0 auto;
  background-repeat: no-repeat; background-position: center;
}
.pros h3::before { background-color: var(--green); background-image: url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" width="16" height="16" fill="none" stroke="white" stroke-width="3" stroke-linecap="round" stroke-linejoin="round"><path d="M3 8.5l3.5 3.5 6.5-8"/></svg>'); }
.cons h3::before { background-color: #f43f5e; background-image: url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" width="16" height="16" fill="none" stroke="white" stroke-width="3" stroke-linecap="round"><path d="M4 4l8 8M12 4l-8 8"/></svg>'); }
.pros ul, .cons ul { list-style: none; padding: 0; display: grid; gap: 11px; }
.pros li, .cons li { display: flex; gap: 10px; font-size: 14.5px; font-weight: 500; color: #3a4d45; margin: 0; align-items: flex-start; line-height: 1.5; }
.pros li::before, .cons li::before {
  content: ""; width: 18px; height: 18px; flex: 0 0 auto; margin-top: 1px;
  border-radius: 50%; background-repeat: no-repeat; background-position: center;
}
.pros li::before { background-color: #d1fae5; background-image: url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" width="11" height="11" fill="none" stroke="%23047857" stroke-width="2.6" stroke-linecap="round" stroke-linejoin="round"><path d="M2 5.5l2.5 2.5 4.5-5.5"/></svg>'); }
.cons li::before { background-color: #ffe4e6; background-image: url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" width="10" height="10" fill="none" stroke="%23e11d48" stroke-width="2.6" stroke-linecap="round"><path d="M2.5 2.5l5 5M7.5 2.5l-5 5"/></svg>'); }

/* ---------- Rating bars (reviews) ---------- */
.rating-summary { display: flex; align-items: center; gap: 28px; background: #fff; border-radius: 18px; padding: 26px 28px; box-shadow: 0 8px 26px -14px rgba(28,61,50,.16); border: 1px solid #edf4f0; margin: 26px 0; }
.rating-big { text-align: center; padding-right: 26px; border-right: 1px solid #eef5f0; flex: 0 0 auto; }
.rating-big b { font-size: 48px; color: var(--green-deep); line-height: 1; letter-spacing: -.03em; }
.rating-big .stars { color: var(--amber); font-size: 18px; letter-spacing: 2px; display: block; margin-top: 6px; }
.rating-big span { font-size: 12.5px; color: #94a89f; font-weight: 600; }
.rating-bars { flex: 1; display: grid; gap: 10px; }
.rating-line { display: grid; grid-template-columns: 140px 1fr 36px; align-items: center; gap: 12px; font-size: 13px; font-weight: 600; color: var(--ink-soft); }
.rating-line .bar { height: 9px; background: #eef5f0; border-radius: 999px; overflow: hidden; }
.rating-line .bar i { display: block; height: 100%; background: linear-gradient(90deg, var(--green), #34d399); border-radius: 999px; }

/* ---------- Author / E-E-A-T box ---------- */
.author-box {
  display: flex; gap: 16px; align-items: center;
  background: linear-gradient(135deg, #f7fef9, #fff); border-radius: 16px;
  padding: 18px 22px; box-shadow: 0 6px 20px -12px rgba(28,61,50,.12);
  border: 1px solid #edf4f0;
  margin: 34px 0 0;
}
.author-avatar {
  width: 52px; height: 52px; border-radius: 50%; flex: 0 0 auto;
  background: linear-gradient(135deg, var(--green), #10b981);
  color: #fff; display: flex; align-items: center; justify-content: center;
  font-weight: 800; font-size: 20px;
}
.author-box b { display: block; font-size: 15px; color: var(--ink); }
.author-box span { font-size: 13.5px; color: var(--ink-soft); font-weight: 500; }

/* ---------- Related cards / article grid ---------- */
.cards-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.content-card {
  display: flex; flex-direction: column; background: #fff; border-radius: 18px;
  padding: 26px 26px; box-shadow: 0 8px 26px -14px rgba(28, 61, 50, .14);
  border: 1px solid #edf4f0;
  text-decoration: none; transition: transform .2s ease, box-shadow .2s ease, border-color .2s;
}
.content-card:hover { transform: translateY(-5px); box-shadow: 0 18px 40px -18px rgba(5,150,105,.32); border-color: var(--green-soft); }
.content-card .tag {
  align-self: flex-start; font-size: 11px; font-weight: 800; text-transform: uppercase;
  letter-spacing: .06em; color: var(--green-dark); background: var(--green-pale);
  padding: 5px 12px; border-radius: 999px; margin-bottom: 14px;
}
.content-card h3 { font-size: 18px; margin-bottom: 9px; line-height: 1.35; transition: color .15s; }
.content-card:hover h3 { color: var(--green-dark); }
.content-card p { font-size: 14px; line-height: 1.6; color: var(--ink-soft); font-weight: 500; flex: 1; }
.content-card .more { margin-top: 16px; font-size: 13.5px; font-weight: 800; color: var(--green); display: inline-flex; align-items: center; gap: 5px; transition: gap .15s; }
.content-card:hover .more { gap: 9px; }

/* ---------- Sekcijos paantraštė (form/turinio) — bendra ---------- */
.form-subhead { font-size: 13px; font-weight: 800; text-transform: uppercase; letter-spacing: .04em; color: var(--green-dark); margin: 4px 0 10px; }

/* ---------- Reitingo ženkliukas lentelėje (rank badge) — bendras ---------- */
.rank-num {
  display: inline-flex; align-items: center; justify-content: center;
  width: 32px; height: 32px; border-radius: 10px;
  background: #eef5f0; color: var(--ink-soft);
  font-weight: 800; font-size: 15px;
  box-shadow: inset 0 0 0 1px rgba(28,61,50,.06);
}
/* TOP 3 – aukso / sidabro / bronzos akcentai (palyginimo lentelėse) */
.cmp-table tbody tr:nth-child(1) .rank-num { background: linear-gradient(135deg, #34d399, var(--green)); color: #fff; box-shadow: 0 4px 12px -4px rgba(5,150,105,.5); }
.cmp-table tbody tr:nth-child(2) .rank-num { background: #d7e4dd; color: var(--green-deep); }
.cmp-table tbody tr:nth-child(3) .rank-num { background: #fce7c4; color: #92600a; }

/* ---------- Reitingo/verdikto kortelė su išplėstiniu išdėstymu — bendra ---------- */
/* Naudojama palyginimo, sumų ir kt. puslapiuose (kortelė su verdiktu po apačia) */
.lenders-list { display: grid; gap: 26px; }
.lenders-list .offer-card {
  display: grid;
  grid-template-columns: 244px 1fr 218px;
  grid-template-areas:
    "brand details cta"
    "usp   details cta"
    "verdict verdict verdict";
  align-items: start;
}
.lenders-list .offer-brand { grid-area: brand; align-self: stretch; }
.lenders-list .offer-usp { grid-area: usp; justify-self: center; align-self: start; margin: 0 22px 22px; }
.lenders-list .offer-details { grid-area: details; align-self: center; }
.lenders-list .offer-cta { grid-area: cta; align-self: stretch; }
.offer-verdict {
  grid-area: verdict;
  padding: 18px 28px 24px;
  border-top: 1px dashed rgba(28, 61, 50, .12);
  font-size: 14.5px; font-weight: 500; color: var(--ink-soft);
}
.offer-verdict a { color: var(--green-dark); font-weight: 800; text-decoration: none; }
.offer-verdict a:hover { text-decoration: underline; }

/* ---------- Key facts strip ---------- */
.facts-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; margin: 26px 0; }
.fact-card {
  background: linear-gradient(160deg, #fff, #f7fef9); border-radius: 16px;
  padding: 20px 22px; box-shadow: 0 8px 24px -16px rgba(28,61,50,.18);
  border: 1px solid #edf4f0;
}
.fact-card b { display: block; font-size: 23px; color: var(--green-deep); letter-spacing: -.02em; margin-bottom: 2px; }
.fact-card span { font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: .03em; color: #94a89f; }

/* ---------- Responsive ---------- */
@media (max-width: 1020px) {
  .article-layout { grid-template-columns: minmax(0, 1fr); gap: 32px; }
  .prose { max-width: 100%; min-width: 0; overflow-wrap: anywhere; }
  .sidebar { position: static; min-width: 0; }
  .cards-grid { grid-template-columns: 1fr 1fr; }
  .facts-grid { grid-template-columns: 1fr 1fr; }
  .hero-inner { grid-template-columns: 1fr; gap: 44px; }
  .hero h1 { font-size: 40px; }
  .form-card { max-width: 560px; margin: 0 auto; width: 100%; }
  .offer-card { grid-template-columns: 200px 1fr; }
  .offer-cta { grid-column: 1 / -1; flex-direction: row; justify-content: space-between; padding: 18px 26px; }
  .offer-cta .btn { width: auto; }
  .lenders-list .offer-card { grid-template-columns: 200px 1fr; grid-template-areas: "brand details" "usp details" "cta cta" "verdict verdict"; }
  .lenders-list .offer-cta { flex-direction: row; justify-content: space-between; }
  .steps-grid, .benefits-grid { grid-template-columns: 1fr 1fr; }
  .seo-grid { grid-template-columns: 1fr; }
}
@media (max-width: 860px) {
  .nav-toggle { display: block; position: relative; z-index: 220; }
  .btn-header { display: none; }

  /* pilno ekrano slankusis meniu iš dešinės.
     Uždarytas → display:none, kad NEsukurtų horizontalaus slinkimo (fixed
     elementas išsikišęs į dešinę visada didina scrollWidth, nesvarbu transform).
     Atsidarymo animacija – per .nav.open (transform + opacity). */
  .nav {
    display: none;
    position: fixed; top: 0; right: 0; bottom: 0; z-index: 200;
    width: min(86vw, 340px); max-width: 340px;
    flex-direction: column; align-items: stretch; gap: 2px;
    background: #fff; box-shadow: -18px 0 50px -18px rgba(28,61,50,.35);
    padding: 78px 16px 24px; margin: 0;
    overflow-y: auto; -webkit-overflow-scrolling: touch;
  }
  .nav.open {
    display: flex;
    animation: navSlideIn .28s cubic-bezier(.4,0,.2,1);
  }
  @keyframes navSlideIn {
    from { transform: translateX(100%); opacity: .4; }
    to   { transform: translateX(0); opacity: 1; }
  }

  /* header „backdrop-filter" paverčia jį containing block'u fixed vaikams
     ir sukuria keistą stacking kontekstą – atidarius meniu jį išjungiame,
     kad drawer (nav) būtų virš uždangos ir paspaudžiamas. */
  body.nav-open .header { z-index: 210; backdrop-filter: none; background: var(--cream-soft); }

  /* fono uždanga – žemiau nei header(210)/nav, bet virš turinio */
  .nav-backdrop {
    position: fixed; inset: 0; z-index: 150;
    background: rgba(15,40,30,.45);
    opacity: 0; visibility: hidden; transition: opacity .28s ease;
  }
  .nav-backdrop.open { opacity: 1; visibility: visible; }

  .nav > a, .nav-item > a {
    padding: 14px 14px; border-radius: 12px; font-size: 16px; font-weight: 600;
    color: var(--ink); display: flex; align-items: center;
  }
  .nav > a:active, .nav-item > a:active,
  .nav > a:hover, .nav-item > a:hover { background: var(--green-pale); color: var(--green-dark); }

  /* dropdown = accordion (uždaryta pagal nutylėjimą) */
  .nav-item { position: static; }
  .nav-item > a { cursor: pointer; }
  .nav-item > a::after { content: "▾"; margin-left: auto; transition: transform .2s ease; }
  .nav-item.open > a::after { transform: rotate(180deg); }
  .nav-item.open > a { background: var(--green-pale); color: var(--green-dark); }

  .nav-item .nav-dropdown {
    position: static !important; left: auto !important; top: auto !important;
    transform: none !important; box-shadow: none; min-width: 0;
    background: transparent; padding: 2px 0 6px;
    display: grid; gap: 0; overflow: hidden;
    max-height: 0; opacity: 0; visibility: visible;
    transition: max-height .28s ease, opacity .2s ease;
  }
  .nav-item.open .nav-dropdown { max-height: 520px; opacity: 1; }
  .nav-dropdown a { padding: 11px 14px 11px 26px; font-size: 14.5px; border-radius: 10px; }
}
@media (max-width: 700px) {
  section { padding: 60px 0; }
  .hero { padding: 46px 0 64px; }
  .hero h1 { font-size: 33px; }
  .section-title { font-size: 28px; }
  .offers-header h2 { font-size: 26px; }
  .hero-features { grid-template-columns: 1fr; }
  .form-card { padding: 26px 20px; }
  .form-row { grid-template-columns: 1fr; gap: 0; }
  .offer-card { grid-template-columns: 1fr; }
  .lenders-list .offer-card { grid-template-columns: 1fr; grid-template-areas: "brand" "usp" "details" "cta" "verdict"; }
  .lenders-list .offer-usp { margin: 0 0 14px; }
  .lenders-list .offer-cta { flex-direction: column; }
  .offer-brand { border-right: none; border-bottom: 1px solid #eef5f0; padding: 30px 20px 22px; }
  .offer-logo-img { width: 170px; height: 70px; }  /* vis logo lygūs ir mobiliajame */
  .offer-details { grid-template-columns: 1fr 1fr; padding: 18px; }
  .offer-cta { flex-direction: column; border-left: none; border-top: 1px solid #eef5f0; }
  .offer-cta .btn { width: 100%; }
  .steps-grid, .benefits-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; gap: 28px; }
  .cta { margin: 0 12px; border-radius: 32px; }
  .cta h2 { font-size: 26px; }
  .trust-item { flex: 1 1 auto; text-align: center; align-items: center; }
  .page-hero h1 { font-size: 28px; }
  .page-hero .lead { font-size: 16px; }
  .pros-cons { grid-template-columns: 1fr; }
  .cards-grid { grid-template-columns: 1fr; }
  .facts-grid { grid-template-columns: 1fr 1fr; gap: 12px; }
  /* rating-summary: stack ir centruoti */
  .rating-summary { flex-direction: column; align-items: stretch; gap: 18px; }
  .rating-big { padding-right: 0; border-right: none; padding-bottom: 18px; border-bottom: 1px solid #eef5f0; }
  /* detail label per mažas mobiliajame -> padidinam */
  .offer-detail span { font-size: 11.5px; }
  /* bendra: paveikslai ir įterpiniai neišsilieja */
  img, svg, iframe, table { max-width: 100%; }
  /* lentelės mobiliajame: kompaktiškesnės, antraštės nekarpomos (wrap),
     mažesnis min-width – kad 2–3 stulpelių lentelės tilptų be slinkties,
     o platesnės (iki 6 stulp.) slinktų tvarkingai kortelės viduje */
  .cmp-table { min-width: 480px; }
  .cmp-table thead th { padding: 12px 12px; font-size: 11px; white-space: normal; }
  .cmp-table td { padding: 12px 12px; font-size: 13.5px; }
  .cmp-table .btn { padding: 8px 14px; font-size: 12.5px; }
  .prose { font-size: 16px; }
  /* CTA sekcija: mažiau paraštės */
  .cta-inner h2 { font-size: 24px; }
}
/* Labai maži ekranai (iPhone SE) */
@media (max-width: 380px) {
  .container { padding: 0 16px; }
  .hero h1 { font-size: 29px; }
  .form-card { padding: 22px 16px; }
  .facts-grid { grid-template-columns: 1fr 1fr; }
  .meta-line { gap: 8px; }
  .meta-line .chip { font-size: 12px; padding: 6px 12px; }
}